DC Cook Direct
Welcome to DC Cook Direct

Personal Finance

Please Email Us for further information and a quote on your chosen vehicle.

We have a extensive range of personal finance packages available to our clients & customers Including

personal Contract Purchase (PCP)

Personal Contract Hire (PCH)

Please feel free to contact one of our sales team who will gladly advise you on which option will best suit your personal requirements

PCP Explained:

Personal Contract Purchase (PCP) is another way of owning the car through monthly payments. However it differs significantly from hire purchase in two main ways. First you decide at the end of the deal if you want to own it. Second the finances of the deal are structured in a slightly more complex way. Here's how it works. You pay a deposit. Then you make fixed monthly payments for an agrees period. These payments are invariably far lower that those of hire purchase schemes. At the end of the deal you have three choices:

You make a final, substantially larger payment - often called a balloon payment - to own the car
You forget about the balloon payment and walk away with nothing to pay, provided the car meets pre-agreed condition and mileage limits.
You trade in the car for another. In this case you don't make the final balloon payment. Instead it is covered by the cars second hand value. If the car turns out to be worth more than the balloon payment you can put the extra money towards a new Personal Contract Purchase

PCH Explained:

Personal Contract Hire (PCH) gives the user a fixed equal monthly rental for a fixed contract term and mileage. At the end of the contract the vehicle is simply handed back. It should be noted that this is a contract and early termination can prove to be expensive.

This scheme is favoured by those who are given a cash for cars incentive or mileage allowance.

This scheme will also avoid benefit-in-kind taxation


See Business car finance

Used and New cars
New Cars  |  New Vans   |  Used Cars   |  Used Vans   |  Car Finance   |  Car Insurance

  Car Industry
Used Cars
Car Finance

We are one of the UK ’s leading new and used vehicle retailers. We’ve got to where we are through an undying commitment to bringing our customers the best choice and the best prices around. In fact, the DC Cook Direct name has become synonymous with great car deals for over 4 years. more

New Cars by Brand

Help + Assistance

If you do not see the car your are looking for contact our sales team on 0800 9472 112


Home © 2016 Auto Shop UK. All Rights Reserved We are not part of DC Cook Direct nor related in anyway to that company. Call 0846 215 454541 Email: carsales@dcook.co.uk

Leading online Van dealers offering discounts on a wide range of commercial new vans for sale, direct from UK dealership.

2016: Alternative deals available. Finance subject to status. Written quotations available on request from Savings shown are against manufacturer's list price or manufacturer's list price when new. Some new vehicles may be imported and/or unused pre-registered with delivery mileage. The specification on imported vehicles may differ from the specification of the same UK model. +Vehicles may be collected from our distribution centre free of charge or you may choose to have your vehicle driven or transported to you at an additional cost. All offers supersede any previous offers. Prices shown are basic vehicle prices only and do not include On The Road Costs. Pictures shown are for illustration purposes only and are not necessarily an exact representation of the vehicle. 

New Cars  |  New Vans   |  Used Cars   |  Used Vans   |  Car Finance   |  Car Insurance


Website n directory UKYellow pages USWebsite design companyWeb design directoryWeb design directory AustraliaWeb design directory CanadaFree cars / automotive web templates